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Local restrictions - provision of cross-border services
Swissquote Bank Ltd (“Swissquote”) is a bank licensed in Switzerland under the supervision of the Swiss Financial Market Supervisory Authority (FINMA). Swissquote is not authorized as a bank or broker by any US authority (such as the CFTC or SEC) neither is it authorized to disseminate offering and solicitation materials for offshore sales of securities and investment services, to make financial promotion or conduct investment or banking activity in the USA whatsoever.
This website may however contain information about services and products that may be considered by US authorities as an invitation or inducement to engage in investment activity having an effect in the USA.
By clicking “Continue”, you confirm that you have read and understood this legal information and that you access the website on your own initiative and without any solicitation from Swissquote.
What is a Lombard loan?
A Lombard loan enables you to expand your securities portfolio or rapidly take advantage of new opportunities on the market without having to inject new liquidity or sell assets in your portfolio. Obtain liquidity at attractive rates in just a few clicks, against the pledge of your various assets.
How to apply for a Lombard loan
Via the Swissquote mobile application
1. Connect to your trading account
2. Click on «Lombard Loan: Apply»
3. Sign your contract in one click and obtain your loan within an hour
Not a client yet? Open an account
On reception of the documents, your Lombard loan application will be examined by our Trading Department. If you are granted a Lombard loan, the initial limit will be indicated in your account.
What you should know
What are the risks?
Insofar as the credit limit granted is established by Swissquote based on the collateral value of your assets, certain events may cause Swissquote to reduce this limit at any time. This is possible, in particular, if there is a depreciation in value or lack of liquidity of one or more securities pledged as collateral. The consequences could be the forced sale of securities, the requirement to bring forth additional securities or the reimbursement of the credit. In extreme cases, there is a risk of total loss of assets. Price and currency risks are borne exclusively by the client.
Furthermore, obtaining a Lombard loan for private asset management may be considered by the Federal Tax Administration as an indicator of taxable gainful self-employment. The client is solely responsible for any tax consequences resulting from the reclassification of his/her trading activities as gainful self-employment.
The information above is provided for guidance only and shall not be construed as constituting any offer, advice or recommendation to obtain a Lombard loan, to buy or sell a security or to carry out any transaction whatsoever, nor shall it be construed as any form of advice whatsoever, such as tax or legal advice.
The products and services presented are authorised for sale in Switzerland. They are not intended for people who, by reason of their nationality, registered place of business, domicile or other reasons, are subject to a domestic legal framework which prohibits foreign financial service providers from engaging in business activities at these locations, or which prohibits or restricts legal entities or natural persons subject thereto from accessing the websites of foreign financial service providers.